What is a Credit Union?
A Credit Union is a non-profit, self-help organization run by volunteer directors and committee members to help the economic well being of members. The profits go back to the members in the form of dividends and services. Since upkeep costs are low, the Credit Union can also offer low interest rates on loans.

How is our Credit Union structured?
As a member, you are an owner of the Credit Union and are important to its future. You have the right to ask questions, propose new services, offer criticisms, take part in discussions at any time during and especially at any monthly meeting. Make arrangements by contacting the office or a board member.

The officers are chosen by the Board of Directors to serve one year terms. The officers are: President, Vice President, Treasurer, and Secretary.

A Loan Committee of three members is elected by the Board of Directors. This committee has the final authority to approve and disapprove loans to members. Board policy gives guidelines to the Loan Committee.

A Supervisory Committee of five members, who are appointed by the board, are responsible for auditing the Credit Union records. This committee should be informed of any problems or questions concerning accounts.

Privacy Policy | Billing Rights If you have a question about your account contact a Member Service Representative. If you think your statement or a specific transaction is incorrect contact the Supervisory Committee. We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.