Savings
Canandaigua FCU offers a standard Savings Account. Your Credit Union will pay dividends on any balance of $25.00 or more. Dividends are declared by the Board of Directors, paid on a day of deposit/day of withdrawal basis, compounded quarterly, and posted to your account on the last day of the quarter. Although your savings provide loans to other members, your funds are available to you at any time. For large withdrawals, please give two days notice. You may call our office during business hours, leave a message on our answering machine, E-mail Customer Service, or come to the office to receive a check. We can also mail a withdrawal to you.

Your savings are insured up to $100,000.00 per account by the National Credit Union Administration.

Checking Account
Share Drafts are available. We have payroll deduction and direct deposit, no minimum balance fee, no monthly fees, and no per check charge. Record keeping is easy with your duplicate checks. There are fees for abuse of funds, such as an insufficient funds ("bounced") check.  By contacting other institutions such as insurance companies, you may have recurring payments taken directly from your account.

Privacy Policy | Billing Rights If you have a question about your account contact a Member Service Representative. If you think your statement or a specific transaction is incorrect contact the Supervisory Committee. We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.